Oil Marketing Companies take comprehensive Insurance Policy under ‘Public Liability Policy for Oil Industries’ to provide speedy relief to the affected persons in case of LPG related accidents. It covers all LPG consumers registered with OMCs. Public Liability Insurance Policy taken by OMCs covers losses arising out of accidents where LPG is the primary cause of fire and not for cases where the primary cause of fire is other sources wherein LPG cylinders gets engulfed and subsequently burst. Currently, the policy provides for the following:
- Personal accident cover of Rs 6,00,000/- per person in case of death.
- Covers medical expenses of Rs 30 lakh per event with maximum of Rs 2,00,000/- per person.
- In case of property damage, it covers maximum of Rs 2,00,000/- per event at authorised customer’s registered premises.
OMCs provide Safety cum Insurance leaflet in Hindi or English and in vernacular languages, with pictorial representation to the customers. Information pertaining to Public Liability Insurance Policy is also available in public domain on the OMC’s websites. Safety clinics and LPG panchayats are organised regularly by OMCs to create awareness on safe use of LPG, conservation practices and information about insurance among the consumers.
